Sell Your House Fast on the Pinellas Beaches

We buy single-family houses, duplexes and vacant lots on the Pinellas barrier islands for cash, in whatever state Helene and Milton left them: gutted to the studs, sitting under a substantial-damage letter, or already cleared to sand. No repairs, no permits on your side, no commissions. We do not buy condos.

$0 Fees
No Commissions
We Pay Probate Costs
Close in 7–14 Days

Prefer to talk? Text or call Alex directly at (727) 353-6206.

Get My Cash Offer

Tell us about the house. We'll call you with a fair cash offer — no obligation.

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The house needs repairs and I can't afford themI inherited the house and want to get rid of itI'm tired of dealing with bad tenantsI need to sell ASAP for other reasons

Takes 60 seconds. No pressure. No commitment.

Do you need to sell your house fast on the Pinellas beaches?

We buy houses on the Pinellas beaches for cash

We buy houses on the Pinellas beaches for cash — St. Pete Beach, Treasure Island, Madeira Beach, Redington Beach, North Redington Beach, Redington Shores, Indian Shores, Indian Rocks Beach, Belleair Beach, Clearwater Beach and Tierra Verde. Flooded, gutted, half-repaired, or a bare lot where a house used to be.

Since the 2024 storms, the most common situation we hear about from the beaches is the same one: a ground-level house that took surge, a substantial-damage letter from the city, and an owner who does not want to spend the next two years elevating or rebuilding. We buy that house, or that lot, as it sits, and handle the permits and the demolition or rebuild ourselves after closing.

One thing to be clear about up front: we buy single-family houses, duplexes, triplexes and fourplexes, small multifamily and commercial property, and vacant lots. We do not buy condos or co-ops, which is most of the units on the beaches. If it is a condo, we are not your buyer and will say so on the first call.

7–14Days — we can close that fast

140+Houses bought since 2018

24hCash offer typically within 24 hours

What we know about houses on the Pinellas beaches

The barrier islands from Clearwater Beach to Pass-a-Grille were built out mostly between the 1950s and 1970s: one-story concrete-block houses on slab, many on finger canals dug out of the bay side, a few feet above sea level and inside FEMA's Special Flood Hazard Area. That is exactly the construction Hurricane Helene's surge went through on September 26, 2024. The National Hurricane Center's report puts peak inundation at 5 to 7 feet above ground from the Anclote River to Longboat Key, and the Clearwater Beach gauge broke a record that goes back to 1973. Milton followed on October 9 with hurricane-force wind and more than 20 inches of rain in parts of the county.

What turned a wet house into a sale was the paperwork that came next. Every beach city, and the county for Tierra Verde, inspected and mailed substantial-damage letters under the FEMA 50 percent rule: if the cost to repair the structure is at or above half of its pre-storm value, not counting the land, the house cannot simply be fixed. It has to be brought up to current floodplain code, which on the islands means elevating it or tearing it down and building new. Some jurisdictions are stricter than FEMA — unincorporated Pinellas County applies the rule at 49 percent rather than 50 — and each beach city sets its own elevation requirement for rebuilds, typically base flood elevation plus a margin of one to three feet. An NFIP flood policy carries up to $30,000 of Increased Cost of Compliance coverage toward elevating or demolishing, which does not go far on a beach house. Our FEMA 50 percent rule guide covers the details.

So the typical beach seller we hear from is not someone who wants to leave the beach. It is an owner who got the letter, priced an elevation or a rebuild and the flood and wind insurance that come with it, and decided the land is worth more as cash than the project is worth as a project. Retirees who planned to age in a one-story house that can no longer be one story. Heirs of a 1960s canal home. Landlords with a gutted duplex and no rent. We buy the house with the substantial-damage determination on it, or the lot after demolition, and the title company settles any mortgage, disaster loan or city lien from the price. We do the elevation or the new build; you do not pull a single permit.

Areas we buy in: Pass-a-Grille, Vina del Mar, Belle Vista and the Don CeSar area (St. Pete Beach); Sunset Beach, Isle of Palms, Isle of Capri and Paradise Island (Treasure Island); Madeira Beach; Redington Beach, North Redington Beach and Redington Shores; Indian Shores; Indian Rocks Beach; Belleair Beach and Belleair Shore; Clearwater Beach, Island Estates and Sand Key; Tierra Verde.

Typical houses we buy here: 1950s–70s one-story concrete-block houses on slab, canal-front homes on the bay side, gutted storm-damaged houses with substantial-damage letters, duplexes off Gulf Boulevard, and vacant lots cleared after demolition.

ZIP codes: 33706, 33708, 33785, 33786, 33767, 33715.

Situations we buy on the Pinellas beaches

How we work

A simple 3-step process

We make selling your home on the Pinellas beaches as stress-free as possible.

Call us or fill out the form

Call or text us at (727) 353-6206 or fill out the form on this page and we’ll contact you.

Meet us at your house

We’ll meet you at the property for a quick walkthrough — 15 to 30 minutes. Out of state? A neighbor or lockbox works.

Choose your closing date

We make you a fair cash offer, you choose the closing date, and you walk away with cash.

Our advantage

Why the Pinellas Beaches sellers choose us over listing

We’re a local real estate solutions company, buying houses in Tampa Bay since 2018. Selling to us means:

No repairs

You spend $0 on repairs because we buy your house as-is.

$0 fees / commission

We cover all closing costs related to selling your house. You pay $0 in commissions.

No waiting

You choose the closing date that works best for your schedule.

Transparency

We close at a reputable local title company and show you the math behind the offer.

Easy process

No appraisal. No financing contingency. We buy the house as-is.

Real help

Even if you don’t sell to us, we’ll point you to the best alternative for your situation.

Why 131?

Why is 131 Cash Home Buyers better than other cash buyers on the Pinellas beaches?

The answer is simple: we care about you. We understand that when you need to sell your house fast, you may be facing a difficult or emotional situation. We get it, and we’re here to make the process as smooth and seamless as possible.

We approach every seller with empathy and compassion, and we will treat you with dignity. We’ll give you a fair price for your home and help you move forward with the money you need.

Get offer now

Nearby

We also buy houses in

St. Petersburg Tampa Clearwater Pinellas Park Seminole Gulfport Dunedin Palm Harbor Tarpon Springs Safety Harbor Kenneth City / Lealman Pinellas beaches All of Pinellas & Hillsborough

FAQ

Selling a house on the Pinellas beaches: questions we get

Do you buy condos on the beach?

No. Most beach units are condos, and we do not buy condos or co-ops at all. We buy single-family houses, duplexes, triplexes and fourplexes, small multifamily and commercial property, and vacant lots. If you own a condo, we will say so on the first call rather than waste your time.

I got a substantial-damage letter. Can you still buy the house?

Yes. The letter means the house has to be elevated or rebuilt before it can be fully repaired, which is work we take on after closing. We buy with the determination in place; you do not need to appeal it, pull permits or demolish first. Send us the letter and any inspection report so we can price it accurately.

Do you buy vacant lots on the beach?

Yes. Many owners demolished after Helene and are holding a cleared lot, often with the old mortgage, a disaster loan or a demolition bill still against it. We buy the lot as it sits; anything recorded against it is paid from the price at closing, and you do not need plans, permits or an elevation certificate to sell to us.

The house is gutted to the studs. Does that matter?

Not to us. Gutted is a normal condition for what we buy on the islands right now. Leave it exactly as it is: no clean-out, no repairs, no drywall. We walk it once, price the rebuild or elevation into the offer, and show you the math behind the number.

Do I need to elevate, get permits or finish the appeal before I sell?

No. You can sell at any point: with the appeal pending, with a demolition permit open, or with nothing started. We take the house and the file as they are. If you are mid-appeal, tell us; a lower repair estimate or a higher pre-storm value can change the number, and we would rather price it right.

Will you make an offer if I have an open flood claim or a disaster loan on the house?

Yes. An open NFIP claim is between you and your insurer, and a disaster loan secured by the house is paid from the price at closing like any other lien. Tell us about both early so the payoff numbers are right. Neither one stops the sale.

Get your cash offer

Ready to sell your house fast in the Pinellas Beaches, FL?

Fill out the form and we’ll get right back to you with a cash offer.

$0 fees and no realtor commissions
We pay normal closing costs
Close in as little as 7–14 days — or on your schedule
Sell as-is: no repairs, no clean-up

Text or call (727) 353-6206

Get a Fair Cash Offer

No obligation. We'll call you within one business day.